María J.



Executive Director, Family Office

— Bio

As Chief Financial Officer, María J. Miranda Cruz oversees Grupo Ferré Rangel’s financial operations and strategies. She is also responsible for the management of the Ferré Rangel Family Office and provides technical advice on personal financial planning matters to the Ferré Rangel family. Her career spans more than 25 years of vast experience in finance, accounting, investments and business leadership.


She previously worked at Banco Popular de Puerto Rico where she held various roles and specialized in business development, operational efficiencies, product implementation, salesforce supervision, financial planning strategies and banking services to affluent clients of the Corporation. Previously she worked at PriceWaterhouse, Sistema Universitario Ana G. Méndez and Consultiva Internacional in implementation of financial processes, external audits, regulatory compliance, non-profit institutions, investment strategy implementation and forensic accounting. She is a regular speaker on matters related to investments, financial planning, asset protection strategies, and tax strategies.


— Memberships

College of Certified Public Accountants, Financial Planning Association, Investments and Wealth Institute.

— Education

Bachelor’s Degree, Finance and Investment, BABSON COLLEGE